Terms of Service
Effective Date: July 16, 2025
Last Updated: July 16, 2025
Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Service.
Description of Service
This website provides free educational financial calculators and information. Our tools are designed for informational and educational purposes only.
Educational Purpose Only
Important Disclaimers:
- Calculators provide estimates for educational purposes only
- Results are not guaranteed to be accurate for your specific situation
- We are not financial advisors or lending institutions
- Always consult qualified professionals for financial decisions
User Responsibilities
Appropriate Use: You agree to use our website only for lawful purposes and in accordance with these terms.
Prohibited Activities: You may not:
- Use our calculators for fraudulent or illegal purposes
- Attempt to damage, disable, or impair website functionality
- Copy, reproduce, or redistribute our content without permission
- Use automated tools to access our website excessively
Intellectual Property
Website Content: All content, including calculators, text, graphics, and code, is protected by copyright and other intellectual property laws.
Limited License: We grant you a limited, non-exclusive license to use our website for personal, educational purposes only.
Disclaimers
No Warranties: Our website and calculators are provided “as is” without warranties of any kind.
Accuracy: While we strive for accuracy, we make no guarantees about the completeness or accuracy of information or calculations.
No Financial Advice: We do not provide financial, legal, or investment advice. Our tools are educational only.
Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website.
Third-Party Links and Services
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites.
Advertising
We display third-party advertisements on our website. We are not responsible for the content or accuracy of advertisements.
Modifications
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.
Governing Law
These terms are governed by the laws of the United States and the state of Delaware.
Contact Information
For questions about these terms, contact us at: Email: legal@sba-loan-calculator.com